I grew up with Santa Claus, and I’m guessing you probably did too. I still remember the sad day when I learned from some really mean kids on the playground that there was no jolly man in a red velvet suit putting dolls and Michael Jackson records under the Christmas tree. And there were no elves to manufacture the Atari game system, over which Santa received many, many pleading letters. Oh, the horror. It was the grownups the whole time.
But even when that chapter of Christmas magic finally closed, one Christmas myth persisted in my family and in my own experience well into adulthood: the debt fairies.
The debt fairies are a mythical creation with far more impact than Santa. Their legend goes something like this: Because it’s Christmas, you can charge whatever you want and it’s going to be OK. After all, you’re celebrating Jesus’ birthday.
Heard that one before?